Terms of Use

Educational material, not advice

Everything on this site is educational material. It is not advice, not a recommendation and not an offer to buy or sell any instrument. The desk is not a broker, a bank or a licensed adviser, and it does not know your circumstances, so nothing here is personal to you.

Readers in Kenya should treat the pages as a starting point for their own checks. Where a decision matters, take it up with the broker and, where relevant, with the regulator; the desk cannot act for you.

The risk of loss is real

CFDs on gold carry a high risk of loss, and most retail accounts lose money. Leverage is a cap, not a setting to aim at, and at the cap that applies to the entity serving Kenya a 0.10-lot gold position needs about $85.50 margin, which shows how quickly exposure builds. Losses can exceed what you expect.

Only trade with money you can afford to lose, and understand the margin and the costs before you open a position. The desk describes the cost structure but does not promise any outcome.

Dated figures and affiliate links

Every figure on the site is dated and must be verified with the broker before you act. Costs and eligibility change, and a figure that was right on the date it was read may not be right today. FxPro is licensed by the FCA (UK), CySEC and FSCA — not by the CMA of Kenya, and that fact is stated as given.

Affiliate links mean your relationship is with the broker, not with this desk. The broker holds your account, sets its own terms and handles your money, including any M-Pesa funding, and any dispute is between you and the broker.

Rift Compare Publishes Information About Trading Costs and Platforms, Not Personal Advice

Rift Compare is an information service that compares brokers and explains how trading costs work for readers in Kenya. It is not an investment adviser, fund manager or broker, and nothing on the site is a recommendation to buy or sell gold (XAU/USD) or any other instrument. Every figure, example and explanation is general in nature. If you need advice about your own money, speak to a licensed professional who can look at your full circumstances.

The site is not a substitute for a broker's own legal documents. Before you open an account or fund it through M-Pesa, read the broker's client agreement, order execution policy and risk disclosure in full. Those documents set out the contractual terms you actually agree to, and they can differ from a general explanation on a comparison page. Where this site and a broker's documents disagree, the broker's documents apply to your account.

The site is also not a live price feed or a trading signal service. The reference price shown for XAU/USD, around 4275.0, is an illustration for working through position sizes and margin, not a quote you can trade on. One standard lot of gold is 100 oz and one pip is 0.01, which is enough to calculate exposure; the actual price you receive depends on the broker's execution at the moment your order is filled.

How Rift Compare Earns Money From Broker Links and What That Means for You

Rift Compare earns money through affiliate links, which means the site may receive a payment from a broker when a reader clicks through and opens a funded account. That payment is how the site is funded. It does not change the reference price, the worked margin example or the risk warnings on the page. The relationship is commercial, and you should treat every broker mention on the site as carrying that commercial interest.

The affiliate relationship does not make Rift Compare an agent of any broker. If you open an account with FxPro, your contract is with the FxPro entity that serves Kenya, not with this site. That entity handles your money, your orders and your complaints. Rift Compare cannot place a trade for you, cannot access your account and cannot release a withdrawal. Any funding you send by M-Pesa goes to the broker, never to this site.

Affiliate payment is not a ranking fee and does not buy a favourable description. The site does not state a spread, commission or minimum deposit as a number for any broker because those figures change and depend on the account type and the entity serving you. Where a cost is mentioned, the page says what the cost consists of and what it depends on, so you can check the current figure with the broker before you commit.

What Rift Compare Is Responsible For and What It Is Not

Rift Compare is responsible for the accuracy of what it publishes at the time of publication, and for correcting errors when they are found. It is not responsible for trading losses, for a broker's execution, for platform outages, for payment delays through M-Pesa, or for any decision you make after reading the site. Trading gold with leverage can lose money quickly, and that loss sits with you, not with this site.

Liability is limited to the extent the law allows. The site does not guarantee that any page is complete, current or free of error, and it does not guarantee that a broker will remain regulated, solvent or accessible to Kenyan residents. FxPro is licensed by the FCA (UK), CySEC and FSCA, not by the CMA of Kenya, so any protection you rely on comes from those regulators and the entity's own terms, not from a Kenyan licence.

The worked margin figure on the site, about $85.50 for a 0.10-lot gold position at the applicable leverage cap, is an illustration only. It is not a promise that your margin requirement will match it. Margin depends on the entity serving you, the cap that applies to your account and the price of XAU/USD when the position is opened. You are responsible for checking the requirement in your own platform before you trade.

The Law That Governs Your Use of Rift Compare

The terms of use of Rift Compare are governed by the laws of Kenya, and any dispute about the site is subject to the jurisdiction of the Kenyan courts. That applies to how you access the site and how you use its content. It does not govern your trading account. Your account is governed by the client agreement with the FxPro entity that serves Kenya and by the rules of the regulator that licenses that entity.

The distinction matters because the CMA of Kenya does not license FxPro. FxPro is licensed by the FCA (UK), CySEC and FSCA, not by the CMA of Kenya. If you have a complaint about execution, withdrawals or account handling, it goes to the broker and then to the relevant regulator or dispute scheme named in the broker's documents. A complaint about the content of this site is a separate matter and is handled under Kenyan law.

Nothing on the site is legal, tax or accounting advice under Kenyan law. How your trading gains or losses are treated for tax depends on your own circumstances and on current Kenya Revenue Authority rules, which the site does not interpret for you. If you need certainty on tax or on the enforceability of a broker's terms, take professional advice rather than relying on a comparison page.

How Updates to These Terms Are Published on the Site

Changes to these terms are published on this page, and the current version is the one that applies from the moment it goes live. There is no separate notice by email and no account to log into. If you use the site after a change is published, you are taken to have accepted the updated terms. The page does not carry a revision number or a fixed review date, so check it when you rely on something specific.

Substantive changes are written into the relevant section rather than added as a separate notice, so the page you read is the full current position. That includes changes to how the affiliate relationship is described, to the limits of liability and to the governing law. If a change affects a worked example, such as the margin figure for a 0.10-lot gold position, the example is rewritten rather than left with a correction note.

The site does not promise a schedule for updates. Broker costs, leverage caps and regulator status can change without notice, and the page is corrected when that is identified. Because no figure for spread, commission, swap or minimum deposit is stated as a number, there is less to go stale, but the leverage cap and the regulator caveat should still be checked against the FxPro entity serving Kenya before you rely on them.

What You Agree to When You Use Rift Compare From Kenya

By using Rift Compare you agree that you are responsible for your own trading decisions and that you will not treat the site as a substitute for a licensed adviser. You agree to check every cost and requirement with the broker before you fund an account, including anything you intend to pay through M-Pesa. You also agree not to rely on the site as a source of live prices, since the reference price of about 4275.0 for XAU/USD is an illustration only.

You agree that the site's content is for your own use and is not to be resold or presented as advice to someone else. You agree that any dispute about the site is handled under Kenyan law, while any dispute about your account is handled under the broker's client agreement and the rules of its regulator. FxPro is licensed by the FCA (UK), CySEC and FSCA, not by the CMA of Kenya, so the CMA is not the body that handles an account complaint.

You agree that trading gold with leverage carries a real risk of loss and that no page on this site can remove it. One standard lot is 100 oz and one pip is 0.01, so small price moves produce large changes in the value of a position. The applicable leverage cap is a maximum, not a target, and using less of it reduces the margin required. The decision on how much leverage to use is yours alone.